Homeownership benefits through your organization
A clearer path through homeownership.
Explore buying, selling, financing, and homeowner support through your participating organization. Start with useful guidance; review financial benefits when a transaction becomes relevant.
Exact benefits and eligibility vary by participating organization.
Benefit categories
Useful support for more of the journey.
Your organization-specific Rooted Perks experience shows what is actually available to you. Depending on the organization and situation, benefits may include:
Prepare to buy with confidence.
Education: Homebuying preparation and guidance through the purchase process.
Financial benefit: A potential buyer credit through a participating Rooted Perks real-estate professional, subject to transaction requirements.
Review the estimate and qualifications below, then connect through your organization.
Plan your next move.
Education: Guidance for preparing, listing, and navigating a home sale.
Transaction cost: The applicable listing-side fee is a cost, not a credit or savings estimate. Work with a participating Rooted Perks real-estate professional.
The estimator below shows the listing-side fee separately.
Understand your financing options.
Education: Mortgage-readiness information and financing guidance.
Financial benefit: The standard mortgage benefit requires a participating lender willing and able to honor it. Outside lenders do not automatically carry the benefit.
Review the lender-credit tiers and qualifications below. No specific lender is assigned by this overview.
Learn before you need to act.
Education and resources: Homeowner guidance and information for planning ahead.
Explore available resources even when buying, selling, or financing is still a future possibility.
Additional services and benefits depend on approved offerings through your organization.
Important details
Benefits are organization-specific
Benefit availability, eligibility, participating professionals, and any transaction-related benefit depend on your organization, location, transaction details, available compensation, lender requirements, and other applicable conditions.
Plan with clearer numbers
Estimate your homeownership benefits
Explore potential benefits with participating professionals. These estimates are not a commitment or a determination of eligibility.
Enter your amounts and select Calculate estimate.
Lender-credit tiers: Under $150,000: $0. $150,000 through $300,000: $500. Over $300,000: $1,000.
The buyer estimate is capped at 0.5% of the purchase price. If gross buyer-side brokerage compensation is below 3%, the actual benefit is one-sixth of that compensation. Any listing fee is shown separately as a cost, not a credit or savings estimate; buyer-broker compensation and other closing costs are not included. Eligibility, state law, lender approval, allowable closing costs, and program terms apply. Credits are not guaranteed or cash payments. Rooted Perks benefits are available only when you work with a participating Rooted Perks agent and/or participating Rooted Perks lender, as applicable.
Ask us to confirm your available benefits · Mortgage disclosures
How to use a Rooted Perk
Three simple steps, on your timing.
Reviewing what is available does not commit you to a transaction or a particular professional.
- 1
Access Rooted Perks
Start through your participating employer, association, or organization.
- 2
Review your benefits
See the benefits, eligibility information, and resources available through your organization.
- 3
Connect when ready
Choose whether to contact an appropriate participating professional or use a relevant resource.
Your benefits. Your choice.
Helpful access without an obligation.
Exploring Rooted Perks does not commit you to a transaction. Rooted Perks benefits are available only when you work with a participating Rooted Perks agent and/or participating Rooted Perks lender, as applicable.
Frequently asked questions
Start with the essentials.
What kinds of benefits are available?
Benefits may include homebuying, home-selling, mortgage, educational, and homeownership-related support. Your organization-specific Rooted Perks experience shows what is currently available to you.
Does every organization offer the same benefits?
No. Available benefits, eligibility, participating professionals, and resources may differ by organization and market.
Is there a cost to employees or members?
There is no cost to access Rooted Perks through a participating organization. Individual transactions or services may have their own normal costs and requirements, which should be reviewed with the appropriate professional.
Do I have to use a specific real estate agent or lender?
No. You are not obligated to use any particular real estate, mortgage, or other professional.
How do I know what benefits I qualify for?
Review your organization-specific Rooted Perks experience and the eligibility details for each available benefit. A participating professional can explain transaction-specific requirements when appropriate.
Can I use Rooted Perks if I already own a home?
Potentially. Depending on your organization’s available benefits, Rooted Perks may include selling, mortgage, educational, or other homeownership-related support.
See what Rooted Perks are available to you.
Start through your participating employer, association, or organization to review your organization-specific benefits.